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Privacy policy


Milliman, Inc. established in the United States at 1301 Fifth Avenue, Suite 3800, Seattle, WA 98101 (U.S.A.) ("Milliman") respects your privacy and is committed to protecting the personal information you share with us. The purpose of this Privacy Policy is to set out the principles governing our use of any of your personal information which may be collected by us as a result of your use of this Web site.

Aggregate information

Like many companies, we monitor the use of this Web site by collecting aggregate information. No personally identifiable data are collected in this process. Typically, we collect information about the number of visitors to the Web site, to each Web page and the originating domain name of the visitor's Internet Service Provider. This information is used to improve the usability, performance and effectiveness of the Web site.

How we collect aggregate information

In some instances, Milliman may collect aggregate data through cookies. A "cookie" is a text-only string of information that we send to the cookie file of the browser on your computer's hard disk using our web server. They are used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the website.

This Web site may use both strictly necessary cookies and performance cookies. Strictly necessary cookies enable you to move from page to page within the Website and to use its features. These cookies are deleted when you close your browser. Performance cookies allow us to collect information, including the number of visitors to the Web site; where they have come to the Web site from; and the length of time they have spent on the Website.

The majority of Web browsers accept cookies and similar files, but you can usually change the browser settings to prevent this. However, if you do so, some functionality of this Web site may be lost.

Personal information

If you are required to register in order to use a feature of this Web site or to complete an online application form (e.g. to obtain e-mail updates or online publications), we will collect personally identifiable information about you, such as your name, e-mail address, country of residence, and other information which you voluntarily submit. This information is used to contact you to the extent that this is necessary for the delivery of a Web site feature, or Milliman product or service requested by you. Personal information may also be disclosed to subcontractors, for example, for maintenance purposes or as further described below.

Security

We store your personal data on a secure server that is password protected and shielded from the outside world by a firewall. We have in place security policies that are intended to ensure, as far as reasonably possible, the security and integrity of all our information, including your personal information. No security system is perfect, and it is possible that your personal information may be hacked, stolen, or inadvertently released.

Data processing and storage

If we obtain any personal information about you, we may share it within Milliman or any of our worldwide subsidiaries for purposes of data processing or storage, or to provide a requested service.

Authorized third-party agents

We also may share your personal information with authorized third-party agents or contractors in order to provide a requested service or transaction. For example, if we need to ship something to you, we must share your name and address with a shipping company.

Legal requirements and illegal activities

We may respond to subpoenas, court orders, or legal process by disclosing your personal information and other related information, if necessary. We may collect and share personal information in order to investigate or take action regarding illegal activities, suspected fraud, violations of Milliman's Terms of Use, or as otherwise required by law.

Children

Our Web sites do not target and are not intended to attract children under the age of 13. We do not knowingly collect information from or about children.

Access and corrections

You have a right to request access to personal information that is held about you. A request for records should be made in writing, be signed by you and mailed to: more.info@milliman.com.

You also have a right to require any inaccuracies in your personal information to be corrected free of charge. You can ask us to modify your personal details by sending an e-mail to the Chief Compliance Officer.

Direct Marketing

We may, from time to time contact you by e-mail with information about our products or services. If you do not wish to receive such e-mails you may easily opt out by sending us an e-mail containing the message “Please do not use my personal information for direct marketing purposes” or similar.

Third-party links

Our Web site may provide links to other third-party Web sites that are outside our control and not covered by this policy. We encourage you to review the privacy policies posted on these (and all) sites.

Change

We may change our privacy policy from time to time. We therefore ask you to check it occasionally to ensure that you are aware of the most recent version.

How to contact us

We welcome feedback and questions on this privacy policy. If for any reason you wish to contact us, please send an e-mail.

If you have inquiries or complaints regarding your personal data, please send an e-mail. Complaints will be resolved internally in accordance with Milliman’s complaints procedures.

This Web site is provided by Milliman, Inc. You may contact Milliman by sending us an e-mail. References to "Milliman," "we," "us," and "our" are references to Milliman, Inc. and its affiliates.

Copyright© 2016 Milliman, Inc.