Geographic rating insights

Milliman PinPoint

Location-based rating intelligence, integrated with your decision systems

Milliman PinPoint

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Challenge

Cost and complexity stop insurers from leveraging geospatial insights

Location data enables you to optimize property insurance pricing and underwriting. However, building geospatial datasets is difficult—and integrating them with your business systems is even more so.

Climate change is accelerating changes to property risk insurance.
Insurers lack expertise and budget to build geospatial insight systems.
Third-party vendors are expensive and often lack the ability to deliver the unique insights your business needs.

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Solution

Rapid, easy access to geographic rating insights

Integrate location-driven pricing, underwriting, and market knowledge into your systems quickly and easily.

Improve pricing and underwriting.
Develop more competitive and innovative products.
Access distance calculations, elevation statistics, and market data such as demographic information and competitor premiums.
Integrate customized rating algorithms in your models, including rated product premiums, rating factors, and custom territory assignment across all 50 states.

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PinPoint features

Data granularity

Highly location-specific information fuels deeper competitive insights.

Turnkey

Get a complete solution with powerful data built-in—there's nothing to build or manage.

Custom results

Configure data and algorithms to meet your rates, rules, and strategic needs.

Always on

Ensure up-to-date results with a solution that ingests and analyzes data 24/7.

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PinPoint benefits

Improved rate accuracy

Enable sustainable, profitable growth in location-sensitive lines of business.

Low, predictable costs

Avoid the high costs of hiring traditional geospatial vendors or building a solution internally.

Ease of use

Rapidly change inputs and outputs.

Speed & flexibility

Get started quickly and customize easily to meet your unique needs.

Efficiency & productivity

Free your people to focus on using location-based insights instead of managing technology and data.

Milliman expertise

Rely on geographic and actuarial experts for comprehensive support and services.

Milliman PinPoint