Article
24 September 2025 - by Charlotte Halkett, Ian Penfold, Paige Yallop
We analyse the performance of the UK motor market and share insights on market issues.
Article
10 September 2025 - by Charlotte Halkett, Ian Penfold, Charlotte Ball
What are Managing General Agents, and why would you want to partner with one?
Article
22 May 2025 - by Anandi Shah, Arije Amara, Niccolò Basetti Sani Vettori, Mohamed Benkhalfa, Diana Dodu, Lucian Franzky, Ankush Hingorani, Ian Penfold, Francesco Pugassi, Antoine Rainaud, José Silveiro, Francesca Tiozzo, Menno van Wijk, Laura Witting, Victoria Zach
Why 2024 was the “Year of the Flood”—and what insurers can do now to manage climate-related financial risks.
Article
10 October 2024 - by Veekash Badal, Ian Penfold, Vidyut Vardhan
European non-life insurers for 2023 reported 6% higher gross written premiums, among other developments, according to our year-end analysis.
Article
24 July 2024 - by Claire Booth, Ian Penfold, Monique Mahabir
In this paper we consider potential ways in which insurers could use the metaverse, and the challenges and risks associated with adoption of this new virtual world within the industry.
Article
18 July 2024 - by Derek Newton, Ian Penfold
For non-life insurers in the UK, motor vehicle liability and assistance lines helped drive operating margins down to -0.6% in 2023, from 0.4% in 2022.
Article
09 April 2024 - by Anandi Shah, Mohamed Benkhalfa, Ian Penfold, Francesco Pugassi, Menno van Wijk, Niccolò Basetti Sani Vettori, Antoine Rainaud, José Silveiro, Diana Dodu, Valerie Lampert, Laura Witting, Monika Lis, Arije Amara
Analysing the impact of droughts, floods, and other 2023 extreme weather events in Europe to help insurers manage the risks posed by climate change.
Article
19 September 2023 - by Derek Newton, Ian Penfold, Vidyut Vardhan
Our analysis of European non-life insurers, based on SFCRs for year-end 2022 reporting, reveals that performance varied across countries and lines of business.
Article
05 September 2023 - by Derek Newton, Ian Penfold, Joshua Flack, Paige Yallop
Data from 39 motor insurers in the UK shows slightly higher premiums and gross claims costs for 2022, according to Solvency II reports.
Article
19 July 2023 - by Derek Newton, Ian Penfold, Vidyut Vardhan
As the UK entered a high inflationary environment in 2022, non-life insurers reported an aggregate operating margin of 0.6%, down from 2.1% a year earlier.